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About

A financial house,
not a perpetual beta product.

Olen Banque Bank was founded for those who consider that a bank must first be silent, operate, and be clear.

Mission

Give back to customers the full reading of their money.

We believe that the quality of a bank is measured by the simplicity with which we can understand, predict and decide. Not about the amount of features stacked into an app.

This requires discipline: price fairly, not give in to fashions, refuse opaque income. This is what we try, day after day.

History

A short and sharp timeline.

2019

Origin

Three founders, formerly of European banking establishments, pose the project of an editorial, readable, sustainable bank.

2021

Approval

Obtaining payment institution approval, raising Series A funds from wealth investors.

2023

Public launch

Open to individuals in France, Belgium, Netherlands. 80,000 accounts opened in six months.

2025

Pro Offer

Launch of the Pros & businesses range, Pennylane partnership, opening in Italy and Spain.

Direction

Four people, same principles.

AM

Anne Mercier

President of the management board

RC

Raphaël Costa

Operations Management

JB

Julien Berthier

Technical management & security

ZS

Zoe Salgado

Risk & Compliance Department

Commitments

Three written, enforceable commitments.

Pricing clarity

No charges appear that are not written in full in the public grid.

Measured fingerprint

Recycled plastic cards, low-carbon cloud infrastructure (FR, NL regions), public annual reporting.

Financial inclusion

Essential Account without income conditions, dedicated support for people in vulnerable situations.

Joining Olen Banque is also a decision.

Read our Safety and Prices pages before signing. We prefer it.

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